
Critical Illness
Because you never know!
Over 1.3 million Americans will be diagnosed with cancer in 2008, and 63% are expected to live at least 5 years
In 2008 approximately 1.2 million Americans will experience a heart attack, and nearly 80% will survive
Each year, about 700,000 Americans experience strokes, and 70% will survive
Marius Barnard, M.D.
"It's all about medical advances that have increased survival rates," says Dr. Marius Barnard, the father of critical illness insurance and cardiac surgeon who helped pioneer the first heart transplant.
Dr. Barnard watched as new procedures saved the lives of countless patients who suffered critical illnesses, but saw those same lives devastated by the financial impact. Heart attack, stroke and cancer patients now survive - at a cost!
"We can save your life, but you might lose your life savings," says Dr. Barnard.
Critical Illness Insurance
Critical Illness Insurance is affordable insurance that pays a lump sum benefit upon the first confirmed diagnosis of a covered illness or medical procedure.
The cash benefit is paid directly to you - to use any way you choose!
Benefits of Critical Illness Insurance
- Freedom to choose your health providers
- Freedom to have your spouse by your side
- Freedom from worry about your bills and your mortgage
- Freedom to take extra time off from work while you get back on your feet
- Seek experimental drugs or therapies
Possible uses:
- Your mortgage, auto loan or credit card payments
- Your income and your spouse's lost wage while he or she cares for you may be replaced
- Choose the best hospitals and doctors
- Elect treatments or specialist services not covered by your health insurance
- Your medical costs - deductibles, prescriptions, second opinions, experimental treatments, out-of network expenses
- Your rehabilitation, training or education for a new occupation
- Expenses for your and your family's travel/lodging while you are seeking medical treatment outside of your community
- Expenses for child and nursing care
- A relaxing vacation while you recuperate
